/* ============ Tokens ============ */
:root{
  --green:#0A5F3F;
  --green-600:#0B7049;
  --green-050:#EAF5EF;
  --green-glow:rgba(10,95,63,.18);
  --ink:#0B0E14;
  --ink-2:#2B303A;
  --muted:#6A7280;
  --line:#E5E7EB;
  --line-2:#EEF0F3;
  --bg:#FFFFFF;
  --bg-soft:#F7F8FA;
  --bg-canvas:#FBFBFA;
  --dark:#0B0E14;
  --radius:14px;
  --radius-sm:10px;
  --radius-lg:22px;
  --shadow-sm:0 1px 2px rgba(11,14,20,.05);
  --shadow:0 8px 24px rgba(11,14,20,.06);
  --shadow-lg:0 24px 60px rgba(11,14,20,.09);
  --font-display:"Cabinet Grotesk","Inter",system-ui,-apple-system,sans-serif;
  --font-body:"Satoshi","Inter",system-ui,-apple-system,sans-serif;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--bg);
  font-size:16px;
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:0;background:none}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:700;letter-spacing:-0.02em;line-height:1.05;color:var(--ink);margin:0}
h1{font-size:clamp(38px,5.4vw,64px)}
h2{font-size:clamp(28px,3.4vw,44px);letter-spacing:-0.02em}
h3{font-size:20px;letter-spacing:-0.01em}
p{margin:0}

.container{max-width:1200px;margin:0 auto;padding:0 24px}

.eyebrow{
  display:inline-block;font-size:12px;font-weight:600;letter-spacing:0.14em;
  text-transform:uppercase;color:var(--green);margin-bottom:14px;
}

.accent{color:var(--green)}

/* ============ Buttons ============ */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 20px;border-radius:999px;font-weight:600;font-size:15px;
  transition:transform .15s ease, background .2s ease, box-shadow .2s ease;
  white-space:nowrap;
}
.btn--primary{background:var(--green);color:#fff;box-shadow:0 6px 16px var(--green-glow)}
.btn--primary:hover{background:var(--green-600);transform:translateY(-1px)}
.btn--primary[disabled]{background:#C6D0CB;box-shadow:none;cursor:not-allowed;transform:none}
.btn--ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn--ghost:hover{border-color:var(--ink)}
.btn--lg{padding:16px 26px;font-size:16px}
.btn--sm{padding:9px 16px;font-size:14px}
.btn--block{width:100%}
.btn--next{margin-top:20px}

/* ============ Nav ============ */
.nav{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);
  backdrop-filter:saturate(140%) blur(12px);
  border-bottom:1px solid var(--line-2);
}
.nav__inner{max-width:1240px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.nav__links{display:flex;gap:26px}
.nav__links a{font-size:14px;color:var(--ink-2);font-weight:500}
.nav__links a:hover{color:var(--green)}
/* ---- Brand wordmark — ported verbatim from ragado.com (frontend/src/index.css
   lines 72-75) so the trades site renders the logo at identical size and
   spacing to the main site. ---- */
.logo{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-display);font-weight:700;font-size:18px;color:var(--green)}
.logo em{color:var(--ink);font-style:normal;font-weight:600}
.logo--dark{color:#fff}
.logo--dark em{color:#B6C0D0}

/* Emphasised keyword inside a question label — used to make DIRECTORS
   unmissable, since including or excluding them changes the EL rating.
   Inherits the label's font size so it never breaks the heading rhythm. */
.q-emph{color:var(--green);font-weight:800;letter-spacing:.02em;white-space:nowrap}

.brand{display:flex;align-items:center;gap:12px;color:var(--ink)}
.brand .wordmark{display:flex;flex-direction:column;align-items:flex-start;line-height:1}
.brand .wordmark-img{height:26px;width:auto;max-width:none;display:block;object-fit:contain}
.brand .wordmark .s{font-size:.55rem;font-weight:500;letter-spacing:.12em;color:var(--muted);text-transform:uppercase;margin-top:2px}
/* Footer: text wordmark on the dark background */
.logo--dark .wordmark .w{font-family:var(--font-display);font-weight:700;font-size:18px;color:#fff;letter-spacing:.01em}
.logo--dark .wordmark .w sup{font-size:.5em;font-weight:600;letter-spacing:0;vertical-align:super}
.logo--dark .wordmark .s{color:rgba(255,255,255,.5)}
@media (max-width:780px){ .brand .wordmark .s{font-size:.5rem;letter-spacing:.18em} }
@media (max-width:780px){ .nav__links{display:none} }

/* ============ Hero ============ */
.hero{
  padding:64px 24px 40px;
  background:
    radial-gradient(1100px 500px at 85% -10%, var(--green-050) 0%, transparent 60%),
    radial-gradient(700px 400px at 0% 0%, #F0F6F3 0%, transparent 60%),
    #fff;
}
.hero__grid{
  max-width:1200px;margin:0 auto;
  display:grid;grid-template-columns:1.15fr .95fr;gap:56px;align-items:center;
}
@media (max-width:960px){ .hero__grid{grid-template-columns:1fr;gap:36px} }

.badges{display:flex;gap:8px;margin-bottom:18px;flex-wrap:wrap}
.badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:6px 12px;border-radius:999px;font-size:12px;font-weight:600;letter-spacing:.05em;
  background:#0B0E14;color:#fff;
}
.badge--ai{
  background:linear-gradient(120deg,#0B0E14,#123B2A 60%,#0A5F3F);
}
.dot{width:6px;height:6px;border-radius:50%;background:#7CE39B;box-shadow:0 0 0 3px rgba(124,227,155,.25);animation:pulse 1.8s infinite}
@keyframes pulse{0%,100%{transform:scale(1);opacity:1}50%{transform:scale(1.35);opacity:.6}}

.hero h1{margin-bottom:20px}
.hero__sub{font-size:19px;color:var(--ink-2);max-width:540px;margin-bottom:10px}
.hero__eligibility{font-size:14px;color:var(--muted);margin-bottom:26px}
.hero__ctas{display:flex;flex-wrap:wrap;align-items:center;gap:16px;margin-bottom:32px}
.hero__promise{font-size:13px;color:var(--muted)}

.trust-row{
  display:grid;grid-template-columns:repeat(3,1fr);gap:14px;
  padding:16px;border:1px solid var(--line-2);border-radius:var(--radius);
  background:#fff;
}
.trust{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--ink-2);line-height:1.3}
.trust svg{color:var(--green);flex-shrink:0;margin-top:2px}
.trust strong{color:var(--ink);font-weight:700;font-size:13px}
@media (max-width:520px){ .trust-row{grid-template-columns:1fr} }
.trust-row--incard{margin-top:22px;background:#F7FAF8;border-color:#DCE5DF}
.trust-row--incard::before{content:"Backed by";display:block;grid-column:1/-1;font-size:11px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}

/* Hero widget */
.hero__widget{
  background:#fff;border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);
  overflow:hidden;border:1px solid var(--line-2);
  position:relative;
}
.hero__widget::before{
  content:"";position:absolute;inset:-1px;border-radius:inherit;pointer-events:none;
  background:linear-gradient(135deg,transparent 60%, rgba(10,95,63,.15));
  z-index:0;
}
.widget__head{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 18px;border-bottom:1px solid var(--line-2);
  position:relative;z-index:1;background:#fff;
}
.widget__tag{font-size:11px;font-weight:700;letter-spacing:.14em;color:var(--muted)}
.widget__pulse{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:600;color:var(--green)}
.pulse-dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(10,95,63,.18);animation:pulse 1.8s infinite}
.pulse-dot--white{background:#fff;box-shadow:0 0 0 4px rgba(255,255,255,.25)}

.widget__body{padding:20px;position:relative;z-index:1}
.widget__row{display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px dashed var(--line-2);font-size:14px}
.widget__row span{color:var(--muted)}
.widget__row strong{color:var(--ink);font-weight:600}
.widget__price{margin:16px 0}
.widget__price-annual{display:flex;align-items:baseline;gap:2px;font-family:var(--font-display);color:var(--ink)}
.widget__price-annual .big{font-size:56px;font-weight:800;letter-spacing:-0.03em;line-height:1}
.widget__price-annual span:first-child{font-size:22px;font-weight:700;margin-right:2px}
.widget__price-annual span:last-child{font-size:18px;font-weight:500;color:var(--muted);margin-left:4px}
.widget__price-monthly{font-size:14px;color:var(--ink-2);margin-top:4px}
.widget__price-fee{font-size:12px;color:var(--muted);margin-top:8px}
.widget__disc{font-size:11px;color:var(--muted);text-align:center;margin-top:12px}

/* ============ Hero start (above-the-fold trade selector) ============ */
.hero__start{
  background:#fff;border:1px solid var(--line-2);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);
  padding:22px 22px 20px;position:relative;overflow:visible;
}
.hero__start::before{
  content:"";position:absolute;inset:-1px;border-radius:inherit;pointer-events:none;
  background:linear-gradient(135deg,transparent 55%, rgba(10,95,63,.14));
}
.hero__start-head{margin-bottom:14px;position:relative;z-index:1}
.hero__start-tag{
  display:inline-flex;align-items:center;gap:8px;
  font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green);
  padding:5px 10px 5px 8px;background:rgba(10,95,63,.08);border-radius:999px;
}
.hero__start-label{
  display:block;font-family:var(--font-display);font-size:26px;font-weight:800;
  letter-spacing:-0.01em;color:var(--ink);margin:0 0 6px;line-height:1.1;position:relative;z-index:1;
}
.hero__start-hint{font-size:13px;color:var(--muted);margin:0 0 14px;position:relative;z-index:1}
.hero__start-combo{position:relative;z-index:2;margin-bottom:12px}
.hero__start-combo .combo__input{
  width:100%;padding:15px 54px 15px 18px;font-size:16px;
  border:2px solid var(--line);border-radius:14px;background:#fff;color:var(--ink);
  transition:border-color .15s ease,box-shadow .15s ease;
}
.hero__start-combo .combo__input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px rgba(10,95,63,.12)}
.hero__start-combo .mic{
  position:absolute;right:8px;top:50%;transform:translateY(-50%);
  width:38px;height:38px;border-radius:10px;border:none;background:transparent;color:var(--muted);
  display:inline-flex;align-items:center;justify-content:center;cursor:pointer;
}
.hero__start-combo .mic:hover{background:rgba(10,95,63,.08);color:var(--green)}
.hero__start-combo .mic.is-listening{background:var(--green);color:#fff}
.hero__start-combo .combo__results{
  position:absolute;top:calc(100% + 6px);left:0;right:0;
  background:#fff;border:1px solid var(--line-2);border-radius:12px;
  box-shadow:var(--shadow-lg);z-index:20;max-height:260px;overflow-y:auto;
}
.hero__start-combo .combo__opt{padding:12px 16px;font-size:14px;cursor:pointer;border-bottom:1px solid var(--line-2)}
.hero__start-combo .combo__opt:last-child{border-bottom:none}
.hero__start-combo .combo__opt:hover,.hero__start-combo .combo__opt.is-active{background:rgba(10,95,63,.06);color:var(--green)}
.hero__start-combo .combo__opt--empty{color:var(--muted);font-style:italic;cursor:default}
.hero__start-chips{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px;position:relative;z-index:1}
.chip--sm{font-size:12px;padding:6px 12px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--ink-2);cursor:pointer;font-weight:500;transition:all .15s ease}
.chip--sm:hover{border-color:var(--green);color:var(--green);background:rgba(10,95,63,.05)}
.chip--sm-alt{background:transparent;border-style:dashed;color:var(--muted)}
.hero__start-promise{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--ink-2);margin:0 0 10px;font-weight:500;position:relative;z-index:1}
.hero__start-tick{display:inline-flex;align-items:center;justify-content:center;width:18px;height:18px;border-radius:50%;background:var(--green);color:#fff;font-size:11px;font-weight:700;flex-shrink:0}
.hero__start-disc{font-size:11px;color:var(--muted);line-height:1.5;margin:0;position:relative;z-index:1}
.hero__start-disc a{color:var(--muted);text-decoration:underline}
.hero__start-disc a:hover{color:var(--green)}
@media (max-width:520px){
  .hero__start{padding:18px 16px 16px}
  .hero__start-label{font-size:22px}
  .hero__start-combo .combo__input{font-size:16px;padding:13px 50px 13px 14px}
}

/* Silent card — lives in DOM for logic hooks but never rendered. */
.qcard--silent{display:none !important}

/* ============ Compliance note (in-flow disclosure) ============ */
.compliance-note{
  display:flex;gap:10px;align-items:flex-start;
  padding:12px 14px;margin:12px 0 16px;
  background:#F5F8F6;border-left:3px solid var(--green);border-radius:8px;
  font-size:13px;line-height:1.5;color:var(--ink-2);
}
.compliance-note--sm{font-size:12.5px;padding:10px 12px}
.compliance-note__ico{
  display:inline-flex;align-items:center;justify-content:center;
  width:18px;height:18px;flex:0 0 18px;border-radius:50%;
  background:var(--green);color:#fff;font-size:11px;font-weight:700;font-family:var(--font-display);
  margin-top:1px;
}
.compliance-note strong{color:var(--ink);font-weight:700}

/* ============ Quote flow ============ */
.quote{padding:80px 24px;background:var(--bg-canvas);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}
.quote__grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:280px 1fr;gap:40px;align-items:flex-start}
@media (max-width:900px){ .quote__grid{grid-template-columns:1fr;gap:24px} }

/* --- Rail --- */
.rail{
  position:sticky;top:88px;
  background:#fff;border:1px solid var(--line-2);border-radius:var(--radius-lg);
  padding:20px;box-shadow:var(--shadow-sm);
}
@media (max-width:900px){ .rail{position:static} }
.rail__head{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.rail__badge{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:700;color:var(--ink);letter-spacing:.06em}
.rail__ref{font-size:11px;color:var(--muted);font-family:ui-monospace,"SF Mono",monospace}
.rail__steps{list-style:none;padding:0;margin:0}
.rail__step{
  display:flex;align-items:flex-start;gap:12px;padding:10px 0;
  position:relative;opacity:.45;transition:opacity .3s;
}
.rail__step:not(:last-child)::before{
  content:"";position:absolute;left:11px;top:34px;bottom:-6px;width:2px;background:var(--line);
}
.rail__step.is-active{opacity:1}
.rail__step.is-done{opacity:1}
.rail__step.is-done .rail__num{background:var(--green);color:#fff;border-color:var(--green)}
.rail__step.is-active .rail__num{background:#fff;color:var(--green);border-color:var(--green);box-shadow:0 0 0 4px rgba(10,95,63,.15)}
.rail__num{
  width:24px;height:24px;border-radius:50%;
  border:2px solid var(--line);background:#fff;color:var(--muted);
  display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;
  flex-shrink:0;transition:all .3s;
}
.rail__label{display:block;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.rail__val{display:block;font-size:13px;color:var(--ink);font-weight:500;margin-top:2px}

.rail__estimate{
  margin-top:20px;padding:14px;border-radius:var(--radius-sm);
  background:linear-gradient(135deg,#F0F6F3,#EAF5EF);
  border:1px solid rgba(10,95,63,.12);
}
.rail__estimate-label{display:block;font-size:11px;font-weight:700;letter-spacing:.08em;color:var(--green);text-transform:uppercase}
.rail__estimate-value{display:block;font-family:var(--font-display);font-size:20px;font-weight:800;color:var(--ink);margin-top:4px;line-height:1.2;letter-spacing:-0.01em}
.rail__estimate-hint{display:block;font-size:11px;color:var(--muted);margin-top:6px}

.rail__save{
  margin-top:14px;display:flex;align-items:flex-start;gap:8px;
  font-size:11px;color:var(--muted);line-height:1.4;
}
.rail__save svg{flex-shrink:0;margin-top:2px;color:var(--muted)}

/* --- Canvas --- */
.canvas{position:relative}
.canvas__head{margin-bottom:20px}
.canvas__you{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 14px;border-radius:999px;
  background:#fff;border:1px solid var(--line-2);
  font-size:12px;color:var(--ink-2);
}
.canvas__you-dot{width:8px;height:8px;border-radius:50%;background:var(--green);animation:pulse 1.8s infinite}
.canvas__you strong{color:var(--ink);font-weight:700}

/* AI narration */
.ai{
  display:flex;gap:12px;padding:14px 16px;
  background:linear-gradient(135deg,#0B0E14,#123B2A);
  color:#fff;border-radius:var(--radius);margin-bottom:20px;
  animation:slideDown .4s cubic-bezier(.22,1,.36,1);
}
@keyframes slideDown{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.ai__avatar{
  width:32px;height:32px;border-radius:50%;
  background:linear-gradient(135deg,#0A5F3F,#7CE39B);
  display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0;
}
.ai__body{flex:1}
.ai__name{display:block;font-size:11px;font-weight:700;letter-spacing:.08em;color:#7CE39B;text-transform:uppercase}
.ai__text{display:block;font-size:15px;color:#fff;margin-top:2px;line-height:1.4}
.ai__typing{display:inline-flex;gap:4px;margin-left:6px}
.ai__typing span{width:6px;height:6px;background:#7CE39B;border-radius:50%;animation:typing 1.2s infinite}
.ai__typing span:nth-child(2){animation-delay:.2s}
.ai__typing span:nth-child(3){animation-delay:.4s}
@keyframes typing{0%,60%,100%{opacity:.25;transform:translateY(0)}30%{opacity:1;transform:translateY(-3px)}}

/* Question card */
.qcard{
  background:#fff;border:1px solid var(--line-2);border-radius:var(--radius-lg);
  padding:28px;margin-bottom:18px;box-shadow:var(--shadow-sm);
  display:none;position:relative;
  animation:fadeUp .35s cubic-bezier(.22,1,.36,1);
  /* Snap the viewport to the top of the question, clear of the sticky header —
     applies to every qcard (most have no id), belt-and-braces with the JS. */
  scroll-margin-top:96px;
}
.qcard.is-active{display:block}
.qcard.is-done{display:block;opacity:.7;padding:16px 22px}
.qcard.is-done .qcard__hint,.qcard.is-done .chips,.qcard.is-done .pl-cards,.qcard.is-done .slider,.qcard.is-done .yn,.qcard.is-done .btn--next,.qcard.is-done .combo,.qcard.is-done .bizfill{display:none}
.qcard.is-done .qcard__label{font-size:14px;color:var(--muted);margin-bottom:0}
.qcard.is-done::after{content:"✓";position:absolute;top:16px;right:22px;color:var(--green);font-weight:700;font-size:18px}

.qcard.is-active{
  border-color:transparent;
  box-shadow:0 12px 48px rgba(10,95,63,.12), 0 0 0 1px rgba(10,95,63,.18);
  position:relative;
}
.qcard.is-active::before{
  content:"";position:absolute;inset:-2px;border-radius:inherit;pointer-events:none;
  background:linear-gradient(135deg,rgba(10,95,63,.4),rgba(124,227,155,.4),rgba(10,95,63,.4));
  -webkit-mask:linear-gradient(#000,#000) content-box, linear-gradient(#000,#000);
  -webkit-mask-composite:xor;mask-composite:exclude;
  padding:2px;opacity:.6;
  background-size:200% 200%;
  animation:shimmer 3s linear infinite;
}
@keyframes shimmer{0%{background-position:0% 0%}100%{background-position:200% 200%}}

@keyframes fadeUp{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

.qcard__label{display:block;font-family:var(--font-display);font-size:24px;font-weight:700;color:var(--ink);letter-spacing:-0.01em;margin-bottom:6px;line-height:1.2}
.qcard__hint{font-size:14px;color:var(--muted);margin-bottom:20px}

/* Combo (autocomplete) */
.combo{position:relative}
.combo__input{
  width:100%;padding:16px 18px;font-size:16px;font-family:inherit;
  border:1.5px solid var(--line);border-radius:var(--radius-sm);
  background:#fff;color:var(--ink);outline:none;
  transition:border-color .15s ease, box-shadow .15s ease;
}
.combo__input:focus{border-color:var(--green);box-shadow:0 0 0 4px rgba(10,95,63,.12)}
.combo__results{
  position:absolute;top:calc(100% + 6px);left:0;right:0;
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);
  box-shadow:var(--shadow-lg);max-height:280px;overflow-y:auto;z-index:20;
}
.combo__item{
  padding:12px 16px;font-size:14px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;
  border-bottom:1px solid var(--line-2);
}
.combo__item:last-child{border-bottom:0}
.combo__item:hover,.combo__item.is-focus{background:var(--green-050)}
.combo__item strong{color:var(--ink);font-weight:600}
.combo__item span{font-size:12px;color:var(--muted)}

.tradechip{
  display:inline-flex;align-items:center;gap:10px;margin-top:14px;
  padding:10px 16px;background:var(--green-050);color:var(--green);
  border-radius:999px;font-weight:600;font-size:14px;
}
.tradechip__change{background:none;color:var(--green);text-decoration:underline;font-weight:500;font-size:13px;padding:0;margin-left:6px}

.bizfill{margin-top:16px;padding:16px;background:var(--bg-soft);border-radius:var(--radius-sm);border:1px solid var(--line-2)}
.bizfill__row{display:flex;justify-content:space-between;padding:6px 0;font-size:14px;border-bottom:1px dashed var(--line-2)}
.bizfill__row:last-child{border-bottom:0}
.bizfill__row span{color:var(--muted)}
.bizfill__row strong{color:var(--ink);font-weight:600}
.bizfill__row .ok{color:var(--green)}

/* Chips */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{
  padding:14px 20px;border:1.5px solid var(--line);border-radius:12px;
  font-size:15px;font-weight:600;color:var(--ink);background:#fff;
  transition:all .15s ease;
}
.chip:hover{border-color:var(--green);color:var(--green)}
.chip.is-selected{background:var(--green);color:#fff;border-color:var(--green)}
.chip--referred{border-style:dashed;color:var(--muted)}
.chip--referred.is-selected{background:#0B0E14;border-color:#0B0E14;color:#fff}

.benchmark{
  display:inline-flex;align-items:center;gap:8px;margin-top:16px;
  padding:8px 14px;background:var(--bg-soft);border:1px solid var(--line-2);
  border-radius:999px;font-size:13px;color:var(--ink-2);
}
.benchmark__dot{width:8px;height:8px;border-radius:50%;background:var(--muted)}
.benchmark__dot--green{background:var(--green)}

/* PL cards */
.pl-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
@media (max-width:640px){.pl-cards{grid-template-columns:repeat(2,1fr)}}
.pl-card{
  padding:22px 16px;border:1.5px solid var(--line);border-radius:14px;
  text-align:left;background:#fff;transition:all .15s;position:relative;
  display:flex;flex-direction:column;gap:6px;
}
.pl-card:hover{border-color:var(--green);transform:translateY(-2px);box-shadow:var(--shadow)}
.pl-card.is-selected{background:var(--green);border-color:var(--green);color:#fff}
.pl-card.is-selected .pl-card__tag{color:rgba(255,255,255,.75)}
.pl-card__flag{
  position:absolute;top:-9px;left:12px;background:var(--ink);color:#fff;
  padding:3px 10px;border-radius:999px;font-size:10px;font-weight:700;letter-spacing:.05em;
}
.pl-card__num{font-family:var(--font-display);font-size:28px;font-weight:800;letter-spacing:-0.02em}
.pl-card__tag{font-size:12px;color:var(--muted)}
.pl-card--recommended{border-color:var(--green)}

/* Slider */
.slider{display:flex;flex-direction:column;gap:16px}
.slider input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:8px;background:var(--line-2);
  border-radius:999px;outline:none;
}
.slider input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:26px;height:26px;
  background:var(--green);border-radius:50%;cursor:pointer;
  box-shadow:0 0 0 6px rgba(10,95,63,.12), 0 2px 6px rgba(10,95,63,.3);
  border:3px solid #fff;
}
.slider input[type=range]::-moz-range-thumb{
  width:26px;height:26px;background:var(--green);border-radius:50%;cursor:pointer;
  box-shadow:0 0 0 6px rgba(10,95,63,.12);border:3px solid #fff;
}
.slider output{font-family:var(--font-display);font-size:36px;font-weight:800;color:var(--ink);letter-spacing:-0.02em}

/* ============ Yes/No rows with branching ============ */
.yn__helper{
  font-size:13.5px;color:var(--ink-muted,#3E4C46);margin:0 0 6px;padding:10px 12px;
  background:rgba(10,95,63,.05);border-left:3px solid var(--green);border-radius:0 8px 8px 0;
}
.yn__helper strong{color:var(--ink);font-weight:700}

.yn{
  padding:10px 0 10px 12px;border-bottom:1px solid var(--line-2);
  border-left:3px solid transparent;margin-left:-12px;
  transition:border-color .18s ease, background .18s ease;
}
.yn:last-of-type{border-bottom:0}
.db-section .sub-q + .yn,.db-section .yn:first-child{margin-top:0}
.db-section .yn + .sub-q{margin-top:14px}
.yn__row{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.yn__q{font-size:15px;color:var(--ink);font-weight:500;flex:1;min-width:200px}
.yn__buttons{display:flex;gap:8px}
.yn__btn{
  padding:8px 20px;border:1.5px solid var(--line);border-radius:999px;
  font-size:14px;font-weight:600;color:var(--ink);background:#fff;
  transition:all .12s ease;cursor:pointer;
}
.yn__btn:hover{border-color:var(--green)}

/* Answered — No (default, positive/green) */
.yn.is-answered-no{border-left-color:var(--green);background:linear-gradient(90deg,rgba(10,95,63,.04),transparent 60%)}
.yn__btn.is-active-no{
  background:var(--green);color:#fff;border-color:var(--green);
  box-shadow:0 1px 0 rgba(10,95,63,.2);
}
.yn.is-answered-no .yn__btn:not(.is-active-no){opacity:.5}
.yn.is-answered-no .yn__btn:not(.is-active-no):hover{opacity:1}

/* Answered — Yes (needs follow-up, amber attention) */
.yn.is-answered-yes{border-left-color:#B8860B;background:linear-gradient(90deg,rgba(184,134,11,.05),transparent 60%)}
.yn__btn.is-active-yes{
  background:var(--ink);color:#fff;border-color:var(--ink);
  box-shadow:0 1px 0 rgba(0,0,0,.2);
}
.yn.is-answered-yes .yn__btn:not(.is-active-yes){opacity:.5}
.yn.is-answered-yes .yn__btn:not(.is-active-yes):hover{opacity:1}

/* Branch (follow-up) block */
.yn__branch{
  margin-top:14px;padding:14px 16px;background:#FFF9EC;
  border:1px solid #F0DFA8;border-radius:10px;
  animation:branchIn .22s ease-out;
}
@keyframes branchIn{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}
.branch__label{display:block;font-size:13px;font-weight:600;color:var(--ink);margin:0 0 8px;letter-spacing:.01em}
.branch__textarea{
  width:100%;padding:10px 12px;border:1.5px solid #E5D8B0;border-radius:8px;
  font:inherit;font-size:14.5px;color:var(--ink);background:#fff;resize:vertical;min-height:60px;
}
.branch__textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(10,95,63,.12)}

/* Claims list */
.claims-list{display:flex;flex-direction:column;gap:12px;margin-bottom:10px}
.claim-item{
  display:grid;grid-template-columns:1.1fr 2.2fr 1fr auto;gap:8px;align-items:center;
  padding:10px 12px;background:#fff;border:1px solid #E5D8B0;border-radius:8px;
}
.claim-item__field{
  width:100%;padding:8px 10px;border:1px solid var(--line);border-radius:6px;
  font:inherit;font-size:14px;background:#FFF;
}
.claim-item__field:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 2px rgba(10,95,63,.12)}
.claim-item__remove{
  width:30px;height:30px;border:1px solid var(--line);border-radius:6px;
  background:#fff;color:var(--ink-muted,#7A7974);font-size:16px;line-height:1;cursor:pointer;
}
.claim-item__remove:hover{border-color:#C1272D;color:#C1272D}
.claim-index{font-size:11px;font-weight:700;color:var(--ink-muted,#7A7974);text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px}
@media (max-width:640px){
  .claim-item{grid-template-columns:1fr 1fr;grid-template-areas:'date amt' 'desc desc' 'rm rm'}
  .claim-item__field[data-cf="date"]{grid-area:date}
  .claim-item__field[data-cf="amt"]{grid-area:amt}
  .claim-item__field[data-cf="desc"]{grid-area:desc}
  .claim-item__remove{grid-area:rm;justify-self:end;width:auto;padding:6px 12px}
}

/* Small ghost button */
.btn--ghost{background:#fff;color:var(--green);border:1.5px dashed var(--green)}
.btn--ghost:hover{background:rgba(10,95,63,.05)}
.btn--sm{padding:8px 14px;font-size:13.5px}

/* ============ Price card ============ */
.price-card{padding:0;overflow:hidden}
.price-hero{
  padding:36px 32px 32px;background:linear-gradient(135deg,#0B0E14,#123B2A 60%,#0A5F3F);
  color:#fff;position:relative;
}
.price-hero__label{
  display:inline-flex;align-items:center;gap:8px;padding:6px 12px;
  background:rgba(255,255,255,.1);border-radius:999px;
  font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#7CE39B;
  border:1px solid rgba(124,227,155,.3);
}
.price-hero__amount{display:flex;align-items:baseline;font-family:var(--font-display);margin-top:14px}
.price-hero__amount .ccy{font-size:32px;font-weight:700;margin-right:2px}
.price-hero__amount .big{font-size:88px;font-weight:800;letter-spacing:-0.04em;line-height:1}
.price-hero__amount .per{font-size:22px;font-weight:500;color:rgba(255,255,255,.7);margin-left:6px}
.price-hero__monthly{margin-top:8px;font-size:15px;color:rgba(255,255,255,.85)}
.price-hero__monthly strong{color:#fff}
.price-hero__apr{display:block;font-size:12px;color:rgba(255,255,255,.6);margin-top:6px}

.price-breakdown{padding:24px 32px;border-bottom:1px solid var(--line-2)}
.price-row{display:flex;justify-content:space-between;padding:8px 0;font-size:14px;color:var(--ink-2)}
.price-row span:last-child{font-weight:600;color:var(--ink)}
.price-row--total{border-top:1px solid var(--line-2);margin-top:8px;padding-top:14px;font-size:16px}
.price-row--total span{color:var(--ink)!important;font-weight:700}

.price-docs{padding:24px 32px;border-bottom:1px solid var(--line-2)}
.price-docs h3{margin-bottom:14px}
.doclist{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px}
.doclist a{display:flex;align-items:center;gap:14px;padding:12px 14px;border:1px solid var(--line-2);border-radius:var(--radius-sm);transition:all .15s}
.doclist a:hover{border-color:var(--green);background:var(--green-050)}
.doclist__ico{
  width:44px;height:44px;flex-shrink:0;background:var(--ink);color:#fff;
  border-radius:8px;display:flex;align-items:center;justify-content:center;
  font-size:10px;font-weight:700;letter-spacing:.06em;
}
.doclist div{flex:1;display:flex;flex-direction:column;gap:2px}
.doclist strong{font-size:14px;color:var(--ink);font-weight:600}
.doclist div span{font-size:12px;color:var(--muted)}
.doclist__arrow{color:var(--muted);font-size:18px}

.price-compliance{padding:20px 32px;background:var(--bg-soft);font-size:12px;color:var(--muted);line-height:1.55}
.price-compliance p+p{margin-top:10px}
.price-compliance strong{color:var(--ink)}

.price-actions{padding:24px 32px;display:flex;gap:12px;flex-wrap:wrap}
.price-actions .btn{flex:1;min-width:160px}

/* Referred */
.referred-card{padding:36px}
.referred__head h3{margin-top:14px;font-size:26px;font-family:var(--font-display)}
.referred__head p{color:var(--muted);margin-top:8px;font-size:15px}
.referred__badge{
  display:inline-block;padding:6px 12px;background:#0B0E14;color:#fff;
  border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
}
.referred__estimate{
  margin:24px 0;padding:18px;border-radius:var(--radius-sm);
  background:linear-gradient(135deg,#F0F6F3,#EAF5EF);border:1px solid rgba(10,95,63,.15);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;
}
.referred__estimate span{font-size:13px;color:var(--muted)}
.referred__estimate strong{font-family:var(--font-display);font-size:24px;color:var(--ink);font-weight:800}
/* TMS-3 — this used to be a single flex ROW holding one input and one button.
   The block now carries a label, an input, a button and a status line, so a
   plain row laid the label alongside the field and the status beside the
   button. A two-column grid places each part explicitly: label and status span
   the full width, the field and the button share a row and match in height. */
.referred__actions{
  display:grid;
  grid-template-columns:1fr auto;
  align-items:stretch;
  gap:10px 12px;
  margin-top:20px;
}
.referred__actions .combo__input{ width:100%; min-width:0; }
.referred__actions .btn{ white-space:nowrap; }
.referred__disc{font-size:12px;color:var(--muted);margin-top:14px}

/* ============ Covers ============ */
.covers{padding:80px 24px;background:#fff}
.covers h2{max-width:640px;margin-bottom:40px}
.covers__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:900px){.covers__grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.covers__grid{grid-template-columns:1fr}}
.cov{padding:26px;border:1px solid var(--line-2);border-radius:var(--radius);background:#fff;transition:all .2s}
.cov:hover{border-color:var(--green);transform:translateY(-2px);box-shadow:var(--shadow)}
.cov__num{font-family:var(--font-display);font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--green)}
.cov h3{margin:8px 0 8px}
.cov p{font-size:14px;color:var(--ink-2)}

/* ============ FAQ ============ */
.faq{padding:80px 24px;background:var(--bg-soft)}
.faq h2{max-width:520px;margin-bottom:36px}
.faq__list{max-width:800px;display:flex;flex-direction:column;gap:8px}
.faq details{background:#fff;border:1px solid var(--line-2);border-radius:var(--radius-sm);padding:0;overflow:hidden}
.faq summary{padding:20px 22px;font-weight:600;font-size:16px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq .chev{font-size:22px;color:var(--green);transition:transform .2s}
.faq details[open] .chev{transform:rotate(45deg)}
.faq details p{padding:0 22px 20px;color:var(--ink-2);font-size:15px}

/* ============ Back button + sub-question ============ */
.qcard__nav{margin:-8px 0 8px}
.backbtn{
  font-size:13px;color:var(--muted);font-weight:500;
  padding:6px 10px;border-radius:999px;
  transition:all .15s;display:inline-flex;align-items:center;gap:4px;
}
.backbtn:hover{background:var(--bg-soft);color:var(--ink)}

.sub-q{margin-top:22px;padding-top:22px;border-top:1px dashed var(--line-2)}
.sub-q__label{display:block;font-size:15px;font-weight:600;color:var(--ink);margin-bottom:12px}
.sub-q__hint{font-size:13px;color:var(--muted);margin:-6px 0 12px;line-height:1.5}
.sub-q--nested{margin-top:14px;padding:14px 16px;background:#F7FAF8;border-left:3px solid var(--green);border-radius:0 8px 8px 0}
.sub-q--nested .sub-q__label{margin-bottom:6px;font-size:14px}
.sub-q--nested .sub-q__hint{margin:0 0 10px}
.num-input{
  width:120px;padding:12px 14px;border:1.5px solid #D6D9CE;border-radius:10px;
  font-size:18px;font-weight:600;font-family:inherit;text-align:center;
  background:#FFF;transition:border-color .16s ease, box-shadow .16s ease;
}
.num-input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(10,95,63,0.12)}

.hazard-warn{
  display:flex;gap:12px;align-items:flex-start;
  margin-top:14px;padding:14px 16px;
  border-radius:10px;border:1px solid;font-size:14px;line-height:1.5;
}
.hazard-warn[hidden]{display:none}
#bonaFideSpendBlock[hidden]{display:none}
.hazard-warn__ico{font-size:12px;line-height:1.4;flex-shrink:0;margin-top:2px}
.hazard-warn strong{display:block;font-size:14px;font-weight:700;margin-bottom:2px;color:var(--ink)}
.hazard-warn span{color:var(--ink-2)}
.hazard-warn--refer{background:#FFF8EA;border-color:#F0DAA8;color:#7A5A15}
.hazard-warn--refer .hazard-warn__ico{color:#B8860B}
.hazard-warn--decline{background:#FBECEC;border-color:#E5B9B9;color:#7A2020}
.hazard-warn--decline .hazard-warn__ico{color:#B23A3A}
.hazard-warn--decline strong{color:#7A2020}
.sub-q__input{margin-top:12px}

.btn--link{background:none;color:var(--green);text-decoration:underline;padding:6px 10px;font-size:14px;font-weight:500}
.btn--link:hover{color:var(--green-600)}

/* ============ Widget addons line ============ */
.widget__addons{
  margin:14px 0 4px;padding:12px;border-radius:10px;
  background:var(--green-050);border:1px solid rgba(10,95,63,.15);
  font-size:12px;line-height:1.5;color:var(--ink-2);
}
.widget__addons strong{color:var(--ink);font-weight:700}

/* ============ Indicative cover summary ============ */
.indic__cover-summary{
  padding:14px 32px;background:#fff;
  display:flex;justify-content:space-between;align-items:center;
  border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2);
}
.indic__cover-label{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:600}
.indic__cover-value{font-family:var(--font-display);font-size:16px;font-weight:700;color:var(--ink)}

.indic__actions--secondary{padding-top:0;padding-bottom:8px;background:#fff;justify-content:center}

/* ============ Addons (covers page) ============ */
.addons{margin-top:28px;padding-top:24px;border-top:1px dashed var(--line-2)}
.addons__label{font-size:13px;color:var(--muted);font-weight:600;margin-bottom:14px;text-transform:uppercase;letter-spacing:.08em}
.addon{
  display:flex;gap:14px;padding:16px;
  border:1.5px solid var(--line);border-radius:12px;margin-bottom:10px;
  cursor:pointer;transition:all .15s;background:#fff;
}
.addon:has(input:checked){border-color:var(--green);background:var(--green-050)}
.addon input[type=checkbox]{
  width:22px;height:22px;flex-shrink:0;margin-top:2px;
  accent-color:var(--green);cursor:pointer;
}
.addon__body{flex:1;display:flex;flex-direction:column;gap:4px}
.addon__name{font-weight:700;font-size:15px;color:var(--ink)}
.addon__desc{font-size:13px;color:var(--muted)}
.addon__slider{margin-top:12px;display:flex;flex-direction:column;gap:8px}
.addon:has(input:checked) .addon__slider{display:flex}
.addon:not(:has(input:checked)) .addon__slider[hidden]{display:none}
.addon__slider input[type=range]{width:100%;height:6px;background:var(--line-2);border-radius:999px;outline:none;-webkit-appearance:none}
.addon__slider input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;background:var(--green);border-radius:50%;border:3px solid #fff;box-shadow:0 0 0 4px rgba(10,95,63,.15);cursor:pointer}
.addon__slider output{font-family:var(--font-display);font-size:20px;font-weight:800;color:var(--ink)}

/* ============ Chips multi + none ============ */
.chips--multi .chip.is-selected{background:var(--green);color:#fff;border-color:var(--green)}
.chip--none.is-selected{background:var(--ink)!important;border-color:var(--ink)!important}

/* ============ Split grid ============ */
.splitgrid{border:1px solid var(--line-2);border-radius:12px;overflow:hidden}
.splitrow{
  display:grid;grid-template-columns:1fr 80px 24px;gap:10px;align-items:center;
  padding:12px 16px;border-bottom:1px solid var(--line-2);
}
.splitrow:last-of-type{border-bottom:0}
.splitrow__label{font-size:14px;color:var(--ink)}
.splitrow__input{
  width:80px;padding:8px 10px;font-family:var(--font-display);font-size:16px;font-weight:700;
  border:1.5px solid var(--line);border-radius:8px;text-align:right;color:var(--ink);
}
.splitrow__input:focus{border-color:var(--green);outline:none;box-shadow:0 0 0 3px rgba(10,95,63,.15)}
.splitrow__pct{color:var(--muted);font-weight:600}
.splittotal{
  padding:12px 16px;background:var(--bg-soft);
  font-size:13px;font-weight:700;color:var(--green);
  border-top:1px solid var(--line-2);
}
.splittotal.is-error{color:#B4232C}

/* ============ Statement of Fact ============ */
.sof-card{padding:32px}
.sof__title{font-family:var(--font-display);font-size:26px;font-weight:700;margin-bottom:8px}
.sof__intro{font-size:14px;color:var(--muted);line-height:1.55;margin-bottom:24px;padding-bottom:20px;border-bottom:1px solid var(--line-2)}
.sof__list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:2px}
.sof__item{
  display:grid;grid-template-columns:180px 1fr auto;gap:14px;align-items:center;
  padding:12px 0;border-bottom:1px dashed var(--line-2);
}
.sof__item:last-child{border-bottom:0}
.sof__k{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:600}
.sof__v{font-size:15px;color:var(--ink);font-weight:600;font-family:var(--font-display)}
.sof__change{font-size:12px;color:var(--green);text-decoration:underline;font-weight:500;padding:4px 8px;border-radius:6px}
.sof__change:hover{background:var(--green-050)}
.sof__declare{
  display:flex;gap:12px;align-items:flex-start;
  margin-top:24px;padding:16px;border-radius:12px;
  background:var(--bg-soft);border:1px solid var(--line-2);
  font-size:13px;color:var(--ink-2);line-height:1.5;cursor:pointer;
}
.sof__declare input[type=checkbox]{width:20px;height:20px;flex-shrink:0;margin-top:2px;accent-color:var(--green)}
.sof__actions{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap;justify-content:space-between}
.sof__actions .btn{flex:1;min-width:180px}
@media (max-width:640px){
  .sof__item{grid-template-columns:1fr;gap:4px}
  .sof__k{margin-top:8px}
}

/* ============ Cover detail (on-screen IPID) ============ */
.cover-detail{padding:28px 32px;border-bottom:1px solid var(--line-2)}
.cover-detail h4{font-size:18px;margin-bottom:8px}
.cover-detail__intro{font-size:13px;color:var(--muted);margin-bottom:18px}
.cover-table{width:100%;border-collapse:collapse;margin-bottom:22px;font-size:14px}
.cover-table th,.cover-table td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line-2)}
.cover-table th{background:var(--bg-soft);font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700}
.cover-table td{color:var(--ink)}
.cover-table td:nth-child(2),.cover-table td:nth-child(3){font-family:var(--font-display);font-weight:700}
.cover-detail__grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:20px}
@media (max-width:640px){.cover-detail__grid{grid-template-columns:1fr}}
.cover-detail__grid h5{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:700;margin-bottom:10px}
.cover-detail__grid ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:6px}
.cover-detail__grid li{position:relative;padding-left:18px;font-size:13px;color:var(--ink-2);line-height:1.5}
.cover-detail__grid li::before{content:"";position:absolute;left:2px;top:8px;width:6px;height:6px;background:var(--green);border-radius:50%}
.cover-detail__grid > div:last-child li::before{background:#B4232C}
.cover-detail__terms{padding-top:16px;border-top:1px solid var(--line-2);font-size:12px;color:var(--muted);line-height:1.6}
.cover-detail__terms p+p{margin-top:8px}
.cover-detail__terms strong{color:var(--ink)}

/* ============ DD illustration (CONC) ============ */
.dd-illustration{padding:24px 32px;background:#FBFBFA;border-bottom:1px solid var(--line-2)}
.dd-illustration h4{font-size:18px;margin-bottom:8px;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.dd-illustration h4 .tag{
  font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
  background:var(--green);color:#fff;padding:3px 8px;border-radius:999px;
}
.dd-illustration__intro{font-size:13px;color:var(--muted);margin-bottom:14px;line-height:1.55}
.dd-table{width:100%;border-collapse:collapse;font-size:14px;margin-bottom:14px}
.dd-table tr{border-bottom:1px solid var(--line-2)}
.dd-table tr:last-child{border-bottom:0}
.dd-table td{padding:9px 12px;color:var(--ink-2)}
.dd-table td:first-child{color:var(--muted)}
.dd-table td:last-child{text-align:right;font-family:var(--font-display);font-weight:700;color:var(--ink)}
.dd-table .dd-total{background:var(--ink);color:#fff}
.dd-table .dd-total td{color:#fff}
.dd-illustration__note{font-size:11px;color:var(--muted);line-height:1.55;font-style:italic}

/* ============ Price hero covers line ============ */
.price-hero__covers{margin-top:12px;font-size:13px;color:rgba(255,255,255,.85)}
.price-hero__covers strong{color:#7CE39B;font-weight:700}
.price-hero__sof-note{margin:10px 0 0;font-size:12px;color:rgba(255,255,255,.62);letter-spacing:.01em;font-style:italic}

/* ============ Phase tag ============ */
.phase-tag{
  display:inline-block;font-size:11px;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;color:var(--green);
  padding:4px 10px;border-radius:999px;
  background:var(--green-050);border:1px solid rgba(10,95,63,.15);
  margin-bottom:14px;
}
.phase-tag--firm{color:var(--ink);background:#F7F8FA;border-color:var(--line-2)}

/* ============ Mic button ============ */
.combo--with-mic .combo__input{padding-right:56px}
.mic{
  position:absolute;right:8px;top:50%;transform:translateY(-50%);
  width:40px;height:40px;border-radius:50%;
  background:var(--green-050);color:var(--green);
  display:flex;align-items:center;justify-content:center;
  transition:all .15s;
}
.mic:hover{background:var(--green);color:#fff}
.mic.is-listening{background:var(--green);color:#fff;animation:micPulse 1.2s infinite}
@keyframes micPulse{0%,100%{box-shadow:0 0 0 0 rgba(10,95,63,.5)}50%{box-shadow:0 0 0 10px rgba(10,95,63,0)}}

/* ============ Indicative card ============ */
.indic-card{padding:0;overflow:hidden;border-color:transparent!important}
.indic-card::before{background:linear-gradient(135deg,rgba(10,95,63,.5),rgba(124,227,155,.6),rgba(10,95,63,.5))!important;opacity:.9!important}
.indic__head{
  padding:28px 32px 20px;
  background:linear-gradient(135deg,#0B0E14,#123B2A 60%,#0A5F3F);
  color:#fff;
}
.indic__badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:6px 12px;background:rgba(255,255,255,.1);border:1px solid rgba(124,227,155,.3);
  border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;color:#7CE39B;
}
.indic__head h3{margin-top:14px;color:#fff;font-size:22px;line-height:1.25;max-width:520px}

.indic__range{
  padding:24px 32px 4px;display:flex;align-items:baseline;flex-wrap:wrap;gap:2px;
  font-family:var(--font-display);color:var(--ink);
  background:#fff;
}
.indic__ccy{font-size:32px;font-weight:700}
.indic__lo,.indic__hi{font-size:72px;font-weight:800;letter-spacing:-0.04em;line-height:1}
.indic__dash{font-size:44px;font-weight:600;color:var(--muted);margin:0 8px}
.indic__per{font-size:20px;font-weight:500;color:var(--muted);margin-left:8px}
.indic__monthly{padding:0 32px 20px;font-size:14px;color:var(--ink-2);background:#fff}
.indic__monthly strong{color:var(--ink);font-weight:700}

.indic__subject{padding:20px 32px;background:var(--bg-soft);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}
.indic__subject-head{display:flex;align-items:center;gap:8px;margin-bottom:12px;color:var(--ink)}
.indic__subject-head strong{font-size:14px;font-weight:700}
.indic__subject-head svg{color:var(--green)}
.indic__subject-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px}
.indic__subject-list li{position:relative;padding-left:22px;font-size:13px;color:var(--ink-2);line-height:1.45}
.indic__subject-list li::before{
  content:"";position:absolute;left:6px;top:8px;width:6px;height:6px;
  border-radius:50%;background:var(--green);
}
.indic__subject-list strong{color:var(--ink);font-weight:600}
.indic__subject-note{margin-top:14px;font-size:12px;color:var(--muted);line-height:1.5;font-style:italic}

.indic__actions{padding:20px 32px 8px;display:flex;gap:12px;flex-wrap:wrap;background:#fff}
.indic__actions .btn{flex:1;min-width:180px}
.indic__disc{padding:0 32px 24px;font-size:12px;color:var(--muted);background:#fff}

/* ============ Testimonials ============ */
.testimonials{padding:80px 24px;background:#fff;border-top:1px solid var(--line-2)}
.testimonials__head{max-width:640px;margin-bottom:36px}
.testimonials__note{color:var(--muted);margin-top:10px;font-size:14px}
.testimonials__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:900px){.testimonials__grid{grid-template-columns:1fr}}
.tst{
  margin:0;padding:24px;border-radius:var(--radius);
  background:var(--bg-soft);border:1px solid var(--line-2);
  display:flex;flex-direction:column;gap:16px;
}
.tst blockquote{margin:0;font-family:var(--font-display);font-size:17px;line-height:1.45;color:var(--ink);font-weight:500;letter-spacing:-0.005em}
.tst figcaption{display:flex;flex-direction:column;gap:2px;padding-top:14px;border-top:1px solid var(--line-2)}
.tst__name{font-size:14px;font-weight:700;color:var(--ink)}
.tst__meta{font-size:12px;color:var(--muted)}

/* ============ Mobile refinements ============ */
@media (max-width:640px){
  .hero{padding:36px 20px 24px}
  .hero h1{font-size:36px;line-height:1.08}
  .hero__sub{font-size:17px}
  .hero__ctas{flex-direction:column;align-items:stretch;gap:10px}
  .hero__ctas .btn{width:100%;justify-content:center}
  .hero__promise{text-align:center}
  .trust-row{padding:12px}
  .quote{padding:48px 16px}
  .qcard{padding:22px 20px}
  .qcard__label{font-size:20px}
  .price-hero{padding:28px 22px 24px}
  .price-hero__amount .big{font-size:64px}
  .price-breakdown,.price-docs,.price-compliance,.price-actions{padding-left:22px;padding-right:22px}
  .indic__head,.indic__range,.indic__monthly,.indic__subject,.indic__actions,.indic__disc{padding-left:22px;padding-right:22px}
  .indic__lo,.indic__hi{font-size:52px}
  .indic__dash{font-size:32px;margin:0 4px}
  .indic__ccy{font-size:26px}
  .pl-cards{grid-template-columns:1fr 1fr}
  .canvas__you{font-size:11px;padding:6px 10px}
  .rail{padding:16px}
  .yn{flex-direction:column;align-items:flex-start;gap:10px}
  .covers,.faq,.testimonials{padding:56px 20px}
  .slider output{font-size:28px}
}

/* ============ Footer ============ */
.footer{background:#0B0E14;color:#B6C0D0;padding:60px 24px 30px;font-size:14px}
.footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
@media (max-width:720px){.footer__grid{grid-template-columns:1fr 1fr}}
.footer h4{color:#fff;font-size:14px;margin-bottom:14px;letter-spacing:.02em}
.footer a{display:block;padding:5px 0;color:#B6C0D0}
.footer a:hover{color:#fff}
.footer__blurb{color:#8892A6;margin-top:14px;font-size:14px;max-width:280px}
.footer__legal{border-top:1px solid #1F242E;padding-top:20px;font-size:12px;color:#8892A6}

/* ============ FCA hero badge (Aug-25 amend) ============ */
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:22px;align-items:center}
.badge--ai{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;background:#0A5F3F;color:#fff;border-radius:999px;font-size:13px;font-weight:600;letter-spacing:.01em}
.badge__sep{opacity:.55;margin:0 2px}
.badge__soft{opacity:.9;font-weight:500}
.badge--fca{display:inline-flex;align-items:center;gap:10px;padding:6px 14px 6px 8px;background:#fff;border:1.5px solid #0A5F3F;border-radius:999px;color:#0A2E1E;text-decoration:none;transition:box-shadow .15s ease,transform .15s ease}
.badge--fca:hover{box-shadow:0 4px 14px rgba(10,95,63,.14);transform:translateY(-1px)}
.badge__fca-mark{flex:none}
.badge__fca-txt{display:flex;flex-direction:column;line-height:1.1;font-size:12px}
.badge__fca-txt strong{font-size:13px;letter-spacing:.01em}
.badge__fca-frn{color:#5C6470;font-size:11px;margin-top:1px}

/* ============ PL toggle on price page ============ */
.pl-toggle{margin-top:22px;padding:16px 18px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);border-radius:14px;display:flex;flex-wrap:wrap;align-items:center;gap:14px}
.pl-toggle__label{color:#fff;font-size:14px;font-weight:500;opacity:.95}
.pl-toggle__buttons{display:inline-flex;gap:6px;padding:4px;background:rgba(0,0,0,.28);border-radius:999px}
.pl-toggle__btn{padding:8px 18px;border-radius:999px;background:transparent;border:0;color:#E8F3EE;font-weight:700;font-size:14px;letter-spacing:.02em;cursor:pointer;transition:background .15s ease,color .15s ease}
.pl-toggle__btn:hover{background:rgba(255,255,255,.09)}
.pl-toggle__btn.is-selected{background:#fff;color:#0A2E1E}
.pl-toggle__delta{color:#B7E4CE;font-size:13px;margin-left:auto;font-weight:500}

/* ── Indicative quick-input stack (turnoverQuick card) ─────────────── */
.indic-qs{display:flex;flex-direction:column;gap:14px;margin:18px 0 22px}
.indic-q{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 14px;background:var(--bg-soft,#f5f7f5);border-radius:12px;border:1px solid var(--line-2,#e4ebe6)}
.indic-q__label{font-size:14px;font-weight:600;color:var(--ink);flex:1}
.indic-q__control{flex-shrink:0}
.indic-q__slider{margin:0;display:flex;flex-direction:column;align-items:flex-end;gap:4px;min-width:140px}
.indic-q__slider input[type=range]{margin:0}
/* Stepper +/- widget */
.stepper{display:inline-flex;align-items:center;background:#fff;border:1px solid var(--line-2,#e4ebe6);border-radius:999px;overflow:hidden}
.stepper__btn{width:34px;height:34px;border:0;background:transparent;font-size:18px;font-weight:700;color:var(--green,#1a5c38);cursor:pointer;flex-shrink:0;line-height:1;display:flex;align-items:center;justify-content:center}
.stepper__btn:hover{background:rgba(0,0,0,.05)}
.stepper__val{width:42px;border:0;background:transparent;text-align:center;font-size:15px;font-weight:700;color:var(--ink);-moz-appearance:textfield;pointer-events:none}
.stepper__val::-webkit-inner-spin-button,.stepper__val::-webkit-outer-spin-button{-webkit-appearance:none}
/* Light-background PL toggle (inside qcard, not price card) */
.indic-pl-toggle{display:inline-flex;gap:4px;padding:3px;background:#fff;border:1px solid var(--line-2,#e4ebe6);border-radius:999px}
.indic-pl-toggle .pl-toggle__btn{padding:5px 12px;border-radius:999px;background:transparent;border:0;color:var(--muted);font-weight:700;font-size:13px;cursor:pointer;transition:background .15s,color .15s}
.indic-pl-toggle .pl-toggle__btn.is-selected{background:var(--green,#1a5c38);color:#fff}
.indic-pl-toggle .pl-toggle__btn:hover:not(.is-selected){background:rgba(0,0,0,.06)}
/* PL card-style buttons on indicQ3 */
.indic-pl-btn{display:block;width:100%;padding:16px 20px;border:2px solid var(--line-2,#e4ebe6);background:#fff;border-radius:12px;text-align:left;cursor:pointer;font-size:15px;font-weight:700;color:var(--ink);transition:border-color .15s,background .15s}
.indic-pl-btn.is-selected{border-color:var(--green,#0A5F3F);background:rgba(10,95,63,.06)}
.indic-pl-btn:hover:not(.is-selected){background:var(--bg-soft,#f5f7f5)}

/* ============ Amend button (price nav) ============ */
.qcard__nav--price{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;padding:10px 16px;background:var(--bg-soft,#f5f7f5);border-radius:12px;border:1px solid var(--line-2,#e4ebe6)}
.amendbtn{background:transparent;border:1.5px solid #0A5F3F;color:#0A5F3F;padding:8px 18px;border-radius:999px;font-weight:600;font-size:13px;cursor:pointer;transition:background .15s,color .15s}
.amendbtn:hover{background:#0A5F3F;color:#fff}
.backbtn--price{padding:8px 14px}

/* ============ CHECKOUT ============ */
.checkout-card{padding:0}
.checkout__h{padding:24px 32px 4px;font-family:'Cabinet Grotesk','Inter',sans-serif;font-size:30px;font-weight:800;color:#0A2E1E;letter-spacing:-.01em}
.checkout__sub{padding:0 32px 24px;color:#5C6470;font-size:15px}
.checkout-card .qcard__nav,.checkout-card .phase-tag{padding-left:32px;padding-right:32px}
.checkout-card .phase-tag{margin-top:20px}
.pay-summary{margin:0 32px 24px;padding:18px 22px;background:#F5F7F5;border-radius:14px;border:1px solid #E4EBE6}
.pay-summary__row{display:flex;justify-content:space-between;align-items:center;padding:6px 0;font-size:15px;color:#3A4048}
.pay-summary__row strong{font-family:'Cabinet Grotesk',sans-serif;font-size:22px;color:#0A2E1E;font-weight:800;letter-spacing:-.01em}
.pay-methods{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:0 32px 24px}
.pay-method{display:flex;gap:12px;padding:18px 20px;background:#fff;border:2px solid #E4EBE6;border-radius:16px;cursor:pointer;transition:border-color .15s ease,box-shadow .15s ease,background .15s ease}
.pay-method:hover{border-color:#B7E4CE}
.pay-method.is-selected{border-color:#0A5F3F;background:#F1FAF5;box-shadow:0 4px 20px rgba(10,95,63,.08)}
.pay-method input[type=radio]{margin-top:4px;accent-color:#0A5F3F;width:18px;height:18px;flex:none}
.pay-method__body{flex:1}
.pay-method__head{display:flex;align-items:center;gap:10px;margin-bottom:6px}
.pay-method__head strong{font-family:'Cabinet Grotesk',sans-serif;font-size:17px;color:#0A2E1E;letter-spacing:-.005em}
.pay-method__badge{background:#0A5F3F;color:#fff;font-size:11px;padding:3px 10px;border-radius:999px;letter-spacing:.03em;font-weight:600}
.pay-method__badge--soft{background:#F1FAF5;color:#0A5F3F;border:1px solid #B7E4CE}
.pay-method__desc{color:#5C6470;font-size:14px;line-height:1.5;margin-bottom:10px}
.pay-method__price{display:flex;flex-direction:column;gap:2px}
.pay-method__price>span:first-child{font-family:'Cabinet Grotesk',sans-serif;font-size:22px;font-weight:800;color:#0A2E1E;letter-spacing:-.01em}
.pay-method__apr{font-size:12px;color:#7A8494;letter-spacing:.01em}
@media (max-width:720px){.pay-methods{grid-template-columns:1fr}}

/* CONC pre-contract table */
.conc-block{margin:0 32px 24px;padding:22px;background:#FBFBF9;border:1px solid #E4EBE6;border-radius:16px}
.conc-block__head{display:flex;align-items:center;gap:12px;margin-bottom:14px;flex-wrap:wrap}
.conc-block__head h4{font-family:'Cabinet Grotesk',sans-serif;font-size:19px;font-weight:800;color:#0A2E1E;letter-spacing:-.005em}
.conc-block__badge{background:#0A2E1E;color:#B7E4CE;padding:4px 12px;border-radius:999px;font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase}
.conc-table{width:100%;border-collapse:collapse}
.conc-table td{padding:10px 12px;font-size:14px;color:#3A4048;border-bottom:1px solid #EAEFEC;vertical-align:top}
.conc-table td:first-child{width:38%;color:#5C6470;font-weight:500}
.conc-table td:last-child{color:#0A2E1E;font-weight:500}
.conc-table .conc-total td{background:#0A2E1E;color:#fff;font-family:'Cabinet Grotesk',sans-serif;font-weight:800;font-size:15px;letter-spacing:.01em}
.conc-block__foot{margin-top:14px;font-size:12px;color:#5C6470;line-height:1.55}

/* DD Guarantee */
.dd-guarantee{margin:0 32px 24px;padding:18px 22px;background:#F1FAF5;border:1px dashed #B7E4CE;border-radius:14px}
.dd-guarantee h4{font-family:'Cabinet Grotesk',sans-serif;font-size:15px;font-weight:800;color:#0A2E1E;margin-bottom:8px;letter-spacing:.02em;text-transform:uppercase}
.dd-guarantee ul{list-style:disc;margin:0;padding-left:20px}
.dd-guarantee li{font-size:13px;color:#3A4048;line-height:1.55;margin-bottom:4px}

/* Payment capture forms */
.gc-redirect-info{display:flex;gap:14px;align-items:flex-start;background:#F2F7F4;border:1.5px solid #C8DECD;border-radius:12px;padding:18px 20px;margin-bottom:8px}
.gc-redirect-info strong{font-size:14px;font-weight:700;color:#0A2E1E;display:block;margin-bottom:4px}
.gc-redirect-info p{font-size:13px;color:#4B6455;line-height:1.55;margin:0}
.gc-redirect-info svg{flex-shrink:0;margin-top:2px}
.pay-capture{margin:0 32px 24px}
.pay-capture h4{font-family:'Cabinet Grotesk',sans-serif;font-size:17px;font-weight:800;color:#0A2E1E;margin-bottom:6px}
.pay-capture__note{font-size:13px;color:#5C6470;margin-bottom:14px;line-height:1.55}
.pay-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.pay-field{display:flex;flex-direction:column;gap:6px}
.pay-field--full{grid-column:1/-1}
.pay-field span{font-size:12px;color:#5C6470;font-weight:600;letter-spacing:.02em;text-transform:uppercase}
.pay-field input{padding:12px 14px;border:1.5px solid #E4EBE6;border-radius:10px;font-size:15px;color:#0A2E1E;background:#fff;font-family:inherit;transition:border-color .15s}
.pay-field input:focus{outline:none;border-color:#0A5F3F;box-shadow:0 0 0 3px rgba(10,95,63,.12)}
@media (max-width:600px){.pay-grid{grid-template-columns:1fr}}

/* Consents */
.pay-consents{margin:0 32px 20px;display:flex;flex-direction:column;gap:12px;padding:20px 22px;background:#F5F7F5;border-radius:14px}
.pay-consents__sof-confirmed{display:flex;align-items:flex-start;gap:10px;padding:12px 14px;background:#E8F3EE;border:1px solid #B7E4CE;border-radius:10px;color:#0A2E1E;font-size:13px;line-height:1.4;font-weight:500}
.pay-consents__tick{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;flex:0 0 22px;border-radius:50%;background:#0A5F3F;color:#fff;font-size:14px;font-weight:700}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:#3A4048;line-height:1.55;cursor:pointer}
.consent input[type=checkbox]{width:18px;height:18px;accent-color:#0A5F3F;margin-top:2px;flex:none}
.consent em{color:#7A8494;font-style:italic;font-size:13px}

/* Pay actions */
.pay-actions{padding:20px 32px 32px;text-align:center;background:#F1FAF5;border-top:1px solid #E4EBE6;border-radius:0 0 16px 16px}
#payNow{min-width:260px}
#payNow:disabled{opacity:.45;cursor:not-allowed}
.pay-actions__note{margin-top:14px;font-size:12px;color:#5C6470}

/* ============ THANK YOU ============ */
.thankyou-card{padding:0;overflow:hidden}
.thankyou__hero{padding:44px 32px 32px;background:linear-gradient(180deg,#F1FAF5 0%,#E8F3EE 100%);text-align:center;border-bottom:1px solid #D4E8DC}
.thankyou__icon{display:flex;justify-content:center;margin-bottom:16px}
.thankyou__badge{display:inline-block;background:#0A5F3F;color:#fff;padding:5px 14px;border-radius:999px;font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;margin-bottom:14px}
.thankyou__h{font-family:'Cabinet Grotesk',sans-serif;font-size:38px;font-weight:800;color:#0A2E1E;letter-spacing:-.015em;line-height:1.1;margin-bottom:14px}
.thankyou__sub{max-width:600px;margin:0 auto;color:#3A4048;font-size:16px;line-height:1.6}
.thankyou__grid{display:grid;grid-template-columns:1fr 1.2fr;gap:0;border-bottom:1px solid #E4EBE6}
.thankyou__col{padding:32px}
.thankyou__col h4{font-family:'Cabinet Grotesk',sans-serif;font-size:20px;font-weight:800;color:#0A2E1E;letter-spacing:-.005em;margin-bottom:16px}
.thankyou__col--warnings{background:#0A2E1E;color:#fff;position:relative;overflow:hidden}
.thankyou__col--warnings h4{color:#fff}
.thankyou__col--warnings p{color:#B7E4CE;font-size:15px;line-height:1.6;margin-bottom:16px}
.thankyou__col--warnings::before{content:"";position:absolute;top:-40px;right:-40px;width:180px;height:180px;background:radial-gradient(circle,#B7E4CE22 0%,transparent 70%);pointer-events:none}
.warnings__tag{display:inline-block;background:#B7E4CE;color:#0A2E1E;padding:4px 12px;border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:14px}
.warnings__list{list-style:none;padding:0;margin:0 0 20px 0}
.warnings__list li{padding:6px 0 6px 24px;position:relative;color:#E8F3EE;font-size:14px;line-height:1.5}
.warnings__list li::before{content:"✓";position:absolute;left:0;top:6px;color:#B7E4CE;font-weight:800}
.warnings__optin{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;background:rgba(255,255,255,.08);border:1px solid rgba(183,228,206,.35);border-radius:12px;cursor:pointer;margin-bottom:14px}
.warnings__optin input[type=checkbox]{width:20px;height:20px;accent-color:#B7E4CE;margin-top:2px;flex:none}
.warnings__optin span{font-size:14px;line-height:1.5}
.warnings__optin em{color:#7BA894;font-style:italic;font-size:13px}
.thankyou__kv{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid #EAEFEC;font-size:15px;color:#3A4048}
.thankyou__kv:last-of-type{border-bottom:0;margin-bottom:16px}
.thankyou__kv strong{color:#0A2E1E;font-weight:700}
.thankyou__foot{padding:24px 32px;background:#F5F7F5}
.thankyou__foot p{font-size:14px;color:#3A4048;line-height:1.6;margin-bottom:8px}
.thankyou__foot p:last-child{margin-bottom:0}
@media (max-width:780px){.thankyou__grid{grid-template-columns:1fr}}

/* ==================================================
   Contact block (Business step) — email + mobile
   ================================================== */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:8px}
.contact-field{display:flex;flex-direction:column;gap:6px}
.contact-field>span{font-size:13px;font-weight:600;color:#3A4048;letter-spacing:0.01em}
.contact-field input{
  width:100%;
  padding:12px 14px;
  border:1.5px solid #D6D9CE;
  border-radius:10px;
  font-size:15px;
  font-family:inherit;
  background:#FFF;
  transition:border-color .16s ease, box-shadow .16s ease;
}
.contact-field input:focus{outline:none;border-color:#0A5F3F;box-shadow:0 0 0 3px rgba(10,95,63,0.12)}
.contact-field input.is-invalid,.contact-field input:invalid:not(:placeholder-shown){border-color:#B45028}
.contact-field__err{color:#B45028;font-size:12.5px;font-weight:500}
.consent.consent--soft{margin-top:12px;background:#FBFAF4;border:1px solid #EDE7D3;padding:12px 14px;border-radius:10px}
.consent.consent--soft em{color:#7A6B4A;font-style:italic;font-size:12.5px}
@media (max-width:600px){.contact-grid{grid-template-columns:1fr}}

/* ==================================================
   Email confirm modal
   ================================================== */
body.is-modal-open{overflow:hidden}
.modal{
  position:fixed;inset:0;z-index:100;
  display:flex;align-items:center;justify-content:center;
  padding:24px;
  animation:modalFade .18s ease;
}
.modal[hidden]{display:none}
.modal__backdrop{position:absolute;inset:0;background:rgba(23,20,15,0.55);backdrop-filter:blur(4px)}
.modal__panel{
  position:relative;
  background:#FDFBF6;
  border-radius:16px;
  max-width:460px;width:100%;
  padding:32px 32px 24px;
  box-shadow:0 24px 60px rgba(23,20,15,0.28),0 4px 12px rgba(23,20,15,0.12);
  animation:modalRise .22s cubic-bezier(0.16,1,0.3,1);
}
.modal__close{
  position:absolute;top:14px;right:14px;
  width:34px;height:34px;
  border:none;background:transparent;
  font-size:24px;line-height:1;color:#7A7974;
  cursor:pointer;border-radius:8px;
  transition:background .14s ease, color .14s ease;
}
.modal__close:hover{background:#EFECE0;color:#28251D}
.modal__title{font-size:22px;font-weight:700;color:#171410;letter-spacing:-0.01em;margin:0 0 8px}
.modal__sub{font-size:14.5px;color:#4A4842;line-height:1.55;margin:0 0 20px}
.modal__field{display:flex;flex-direction:column;gap:6px;margin-bottom:20px}
.modal__field>span{font-size:13px;font-weight:600;color:#3A4048}
.modal__field input{
  width:100%;
  padding:14px 16px;
  border:1.5px solid #D6D9CE;
  border-radius:10px;
  font-size:16px;
  font-family:inherit;
  background:#FFF;
  transition:border-color .16s ease, box-shadow .16s ease;
}
.modal__field input:focus{outline:none;border-color:#0A5F3F;box-shadow:0 0 0 3px rgba(10,95,63,0.14)}
.modal__field input.is-invalid{border-color:#B45028;box-shadow:0 0 0 3px rgba(180,80,40,0.14)}
.modal__err{color:#B45028;font-size:12.5px;font-weight:500}
.modal__actions{display:flex;gap:10px;justify-content:flex-end;margin-bottom:16px}
.modal__note{font-size:12.5px;color:#7A7974;line-height:1.5;margin:0}
.modal__note a{color:#0A5F3F;text-decoration:underline}
@keyframes modalFade{from{opacity:0}to{opacity:1}}
@keyframes modalRise{from{opacity:0;transform:translateY(12px) scale(.98)}to{opacity:1;transform:translateY(0) scale(1)}}

/* ==================================================
   Toast
   ================================================== */
/* ── Resume / duplicate quote dialog ─────────────────────────────────────── */
.resume-overlay{position:fixed;inset:0;background:rgba(10,46,30,.55);display:flex;align-items:center;justify-content:center;z-index:9000;padding:20px;animation:fadeIn .18s ease}
.resume-modal{background:#fff;border-radius:20px;padding:40px 36px 32px;max-width:460px;width:100%;box-shadow:0 24px 64px rgba(0,0,0,.22);text-align:center}
.resume-modal__icon{font-size:36px;margin-bottom:12px;display:block}
.resume-modal h4{font-family:'Cabinet Grotesk',sans-serif;font-size:22px;font-weight:800;color:#0A2E1E;margin-bottom:12px}
.resume-modal p{font-size:15px;color:#374740;line-height:1.6;margin-bottom:8px}
.resume-modal__sub{font-size:13px;color:#7A8F83;margin-bottom:24px}
.resume-modal__actions{display:flex;flex-direction:column;gap:10px}
.resume-modal__actions .btn--primary{background:#0A5F3F;color:#fff;border:none}
.resume-modal__actions .btn--ghost{background:transparent;border:1.5px solid #CBD9CC;color:#374740}
@media(max-width:480px){.resume-modal{padding:28px 20px 24px}}
.toast{
  position:fixed;left:50%;bottom:32px;transform:translateX(-50%) translateY(20px);
  background:#171410;color:#FDFBF6;
  padding:14px 22px;border-radius:12px;
  font-size:14.5px;font-weight:500;
  box-shadow:0 12px 32px rgba(23,20,15,0.32);
  opacity:0;pointer-events:none;
  transition:opacity .22s ease, transform .22s ease;
  z-index:110;max-width:calc(100vw - 40px);
}
.toast.is-visible{opacity:1;transform:translateX(-50%) translateY(0)}
.btn--block{display:block;width:100%;margin-top:8px}

/* ===================================================
   WHO WE COVER
   =================================================== */
.who-section {
  padding: 80px 0;
  background: var(--bg);
}
.who-section h2 { margin: .35em 0 .5em; }
.section-lede {
  color: var(--ink-2);
  font-size: 1.05rem;
  max-width: 680px;
  margin: 0 0 2.5rem;
  line-height: 1.6;
}
.trades-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 1.25rem;
  margin-bottom: 2.5rem;
}
.trade-band {
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem 1.25rem 1rem;
}
.trade-band__badge { margin-bottom: .75rem; }
.online-chip {
  display: inline-block;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .04em;
  background: var(--green-050);
  color: var(--green);
  border: 1px solid var(--green);
  border-radius: 99px;
  padding: .2em .7em;
  text-transform: uppercase;
}
.trade-band h3 {
  font-size: .9rem;
  font-weight: 700;
  color: var(--ink);
  margin: 0 0 .6rem;
  font-family: var(--font-display);
}
.trade-band ul {
  list-style: none;
  margin: 0; padding: 0;
  display: flex; flex-direction: column; gap: .3rem;
}
.trade-band ul li {
  font-size: .84rem;
  color: var(--ink-2);
  padding-left: .9rem;
  position: relative;
}
.trade-band ul li::before {
  content: '–';
  position: absolute;
  left: 0;
  color: var(--green);
}
.refer-note {
  background: var(--bg-canvas);
  border: 1px solid var(--line-2);
  border-left: 3px solid var(--green);
  border-radius: var(--radius-sm);
  padding: 1.25rem 1.5rem;
  max-width: 780px;
}
.refer-note h4 {
  font-size: .88rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--ink);
  margin: 0 0 .4rem;
}
.refer-note p { font-size: .9rem; color: var(--ink-2); margin: 0; line-height: 1.6; }

/* ===================================================
   CLAIMS SECTION
   =================================================== */
.claims-section {
  padding: 80px 0;
  background: var(--bg-soft);
}
.claims-section h2 { margin: .35em 0 .5em; }
.claim-card {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 1.5rem;
}
.claim-card__head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1.5rem 1.75rem;
  border-bottom: 1px solid var(--line);
  background: var(--bg-canvas);
  flex-wrap: wrap;
}
.claim-card__head-left { flex: 1; min-width: 0; }
.claim-chip {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  background: var(--green-050);
  color: var(--green);
  border-radius: 99px;
  padding: .25em .75em;
  margin-bottom: .65rem;
}
.claim-card__head h3 {
  font-size: 1rem;
  font-weight: 600;
  color: var(--ink);
  margin: 0;
  line-height: 1.5;
  font-family: var(--font-body);
}
.claim-card__band {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: .15rem;
  flex-shrink: 0;
  text-align: right;
}
.claim-card__band span { font-size: .78rem; color: var(--muted); }
.claim-card__band strong { font-size: 1.1rem; color: var(--green); font-weight: 700; white-space: nowrap; }
.claim-card__body {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0;
  border-bottom: 1px solid var(--line);
}
.claim-card__col {
  padding: 1.25rem 1.75rem;
  border-right: 1px solid var(--line);
}
.claim-card__col:last-child { border-right: none; }
.claim-card__col h4 {
  font-size: .8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--ink);
  margin: 0 0 .6rem;
}
.claim-card__col p { font-size: .88rem; color: var(--ink-2); line-height: 1.65; margin: 0; }
.claim-card__col ul { margin: 0; padding: 0 0 0 1rem; }
.claim-card__col ul li { font-size: .88rem; color: var(--ink-2); line-height: 1.65; margin-bottom: .4rem; }
.claim-card__note {
  padding: 1rem 1.75rem;
  font-size: .84rem;
  color: var(--muted);
  background: var(--bg-soft);
  line-height: 1.55;
}
.claim-card__note strong { color: var(--ink); }
.claim-disclaimer {
  font-size: .82rem;
  color: var(--muted);
  text-align: center;
  margin: 1.5rem 0 0;
  line-height: 1.5;
}

@media (max-width: 640px) {
  .claim-card__head { flex-direction: column; }
  .claim-card__band { align-items: flex-start; text-align: left; }
  .claim-card__body { grid-template-columns: 1fr; }
  .claim-card__col { border-right: none; border-bottom: 1px solid var(--line); }
  .claim-card__col:last-child { border-bottom: none; }
}

/* ============================================================
   DB Question Form Fields  (.field-input)
   Used by _renderDBInputRow, _renderDBSelectRow, _renderCHTypeahead
   ============================================================ */

.field-input {
  display: block;
  width: 100%;
  box-sizing: border-box;
  padding: 12px 14px;
  border: 1.5px solid #D6E4DA;
  border-radius: 10px;
  font-size: 15px;
  font-family: inherit;
  font-weight: 400;
  color: var(--ink, #0A2E1E);
  background: #fff;
  transition: border-color .15s ease, box-shadow .15s ease;
  -webkit-appearance: none;
  appearance: none;
}

.field-input::placeholder {
  color: #9AAD9E;
  font-weight: 400;
}

.field-input:focus {
  outline: none;
  border-color: var(--green, #0A5F3F);
  box-shadow: 0 0 0 4px rgba(10,95,63,.10);
}

.field-input:hover:not(:focus) {
  border-color: #A8C4B0;
}

/* Select: custom arrow, no browser chrome */
select.field-input {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%230A5F3F' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 13px center;
  background-size: 16px;
  padding-right: 40px;
  cursor: pointer;
}

select.field-input:focus {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%230A5F3F' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='18 15 12 9 6 15'/%3E%3C/svg%3E");
}

/* Textarea */
textarea.field-input {
  resize: vertical;
  min-height: 90px;
  line-height: 1.55;
}

/* Currency wrapper */
.field-currency-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid #D6E4DA;
  border-radius: 10px;
  background: #fff;
  transition: border-color .15s ease, box-shadow .15s ease;
  overflow: hidden;
}
.field-currency-wrap:focus-within {
  border-color: var(--green, #0A5F3F);
  box-shadow: 0 0 0 4px rgba(10,95,63,.10);
}
.field-currency-wrap .field-currency-symbol {
  padding: 0 0 0 14px;
  font-size: 15px;
  font-weight: 600;
  color: var(--ink, #0A2E1E);
  white-space: nowrap;
  flex-shrink: 0;
}
.field-currency-wrap .field-input {
  border: none !important;
  box-shadow: none !important;
  border-radius: 0;
  flex: 1;
  padding-left: 6px;
}
.field-currency-wrap .field-input:focus {
  border: none;
  box-shadow: none;
  outline: none;
}

/* ============================================================
   DB Section headings inside workProfile card
   ============================================================ */
.db-section {
  margin-top: 28px;
  padding-top: 22px;
  border-top: 1px solid var(--line, #E5E9E2);
}
.db-section:first-child {
  margin-top: 4px;
  border-top: none;
}
.db-section__label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--green, #0A5F3F);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.db-section__label::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--line, #E5E9E2);
}

/* Question rows inside sections */
.sub-q {
  margin-top: 20px;
  padding-top: 0;
  border-top: none;
  margin-bottom: 0;
}
.sub-q + .sub-q {
  margin-top: 18px;
}
/* Y/N rows inside DB sections */
.db-section .yn {
  padding-top: 14px;
  padding-bottom: 14px;
}
.db-section .sub-q + .yn {
  margin-top: 8px;
  border-top: 1px solid var(--line-2);
}
.db-section .yn + .sub-q {
  margin-top: 16px;
}
.sub-q__label {
  display: block;
  font-size: 14.5px;
  font-weight: 600;
  color: var(--ink, #0A2E1E);
  margin-bottom: 6px;
  line-height: 1.4;
}
.sub-q__hint {
  font-size: 13px;
  color: var(--muted, #6B7280);
  margin: 0 0 8px;
  line-height: 1.5;
}

/* CH / business-name typeahead results */
#dbBizResults {
  border: 1.5px solid #D6E4DA;
  border-top: none;
  border-radius: 0 0 10px 10px;
  background: #fff;
  box-shadow: 0 6px 20px rgba(10,46,30,.08);
  overflow: hidden;
}
#dbBizResults .biz-result {
  padding: 10px 14px;
  cursor: pointer;
  font-size: 14px;
  border-top: 1px solid #F0F4F1;
  transition: background .1s;
}
#dbBizResults .biz-result:first-child { border-top: none; }
#dbBizResults .biz-result:hover,
#dbBizResults .biz-result.is-focused { background: #F3FAF6; }
#dbBizResults .biz-result strong { color: var(--ink); font-weight: 600; }
#dbBizResults .biz-result span { color: var(--muted); font-size: 12.5px; }

/* Multi-chip question spacing */
.chips--multi { margin-top: 8px; }
.chips--multi .chip {
  padding: 8px 16px;
  font-size: 13.5px;
  border-radius: 8px;
  border: 1.5px solid #D6E4DA;
  background: #fff;
  color: var(--ink);
  font-weight: 500;
  transition: all .12s ease;
  cursor: pointer;
}
.chips--multi .chip:hover { border-color: var(--green); color: var(--green); background: rgba(10,95,63,.04); }
.chips--multi .chip.is-selected { background: var(--green); color: #fff; border-color: var(--green); }
.chips--multi .chip--none.is-selected { background: var(--ink); border-color: var(--ink); color: #fff; }

/* ==========================================================================
   Trades Mini site — TMS-3 / 4 / 5 / 6 / 7 / 10
   ========================================================================== */

/* TMS-7 — IPT small print under the headline price. */
/* TMS-7 — "Inc IPT @12%" as small print directly beneath the headline price.
   White on the dark hero gradient: kept legible rather than faded away, since
   it is a statement about what the price includes. */
.price-hero__ipt{
  margin-top:4px;
  font-size:13px;
  font-weight:500;
  letter-spacing:.01em;
  color:rgba(255,255,255,.75);
}

/* TMS-3 — the referral reason, said plainly to the customer. */
.referred__why{
  margin:12px 0 0;
  font-size:1rem;
  line-height:1.55;
  color:var(--muted);
}
.referred__why strong{ color:var(--ink); }
/* Label and status span both columns; the field and button share the row. */
.referred__email-label{
  grid-column:1 / -1;
  margin:0;
  font-size:.9rem;
  font-weight:600;
  color:var(--ink);
}
.referred__status{
  grid-column:1 / -1;
  margin:0;
  font-size:.86rem;
  color:var(--muted);
}
.referred__status:empty{ display:none; }

/* The confirmation panel replaces the whole block, so it spans both columns. */
.referred__sent{ grid-column:1 / -1; }

/* Narrow screens: the button goes full width under the field rather than
   squeezing it to nothing. */
@media (max-width:560px){
  .referred__actions{ grid-template-columns:1fr; }
  .referred__actions .btn{ width:100%; }
}

/* TMS-5 — business-type chips sit above the name field. */
#bizTypeChips{ margin-bottom:18px; }
#bizNameBlock #bizManualBtn{ margin-top:10px; }

/* TMS-6 — manual trading address. Stacked on mobile, two columns above it. */
.addr-manual{
  display:grid;
  grid-template-columns:1fr;
  gap:10px;
  margin-top:10px;
}
.addr-manual .sub-q__hint{ grid-column:1 / -1; }
@media (min-width:640px){
  .addr-manual{ grid-template-columns:1fr 1fr; }
  .addr-manual #altAddr1{ grid-column:1 / -1; }
}

/* TMS-10 — one headline figure, matching the chosen payment method. */
.pay-summary__row--headline{
  display:flex;
  align-items:baseline;
  justify-content:space-between;
  gap:12px;
  font-size:1.05rem;
}
.pay-summary__row--headline strong{ font-size:1.5rem; }
.pay-summary__note{
  margin:6px 0 0;
  font-size:.86rem;
  opacity:.8;
}


/* ==========================================================================
   The `hidden` attribute must actually hide.

   `.btn{display:inline-flex}` is an author rule, so it beats the browser's
   own `[hidden]{display:none}` regardless of specificity — which is why the
   "Use this name" button stayed on screen for a limited company even though
   the code had set `hidden`. This stylesheet already carried four one-off
   patches for the same wound (.hazard-warn[hidden], #bonaFideSpendBlock[hidden],
   .addon__slider[hidden], .modal[hidden]); this replaces the need for more.
   ========================================================================== */
[hidden]{ display:none !important; }

/* ==========================================================================
   TMS-4 — scroll lands on the question, and stays there.
   ========================================================================== */

/* The AI bubble sits above the question card and its text is swapped after a
   700ms "typing" pause. Reserving two lines means that swap cannot change the
   bubble's height and shove the question down after the scroll has started. */
.ai{ min-height:76px; }
.ai__text{ display:block; min-height:2.8em; }

/* Declarative backup for the sticky nav: any element scrolled to with
   scrollIntoView keeps clear of it without the caller doing arithmetic. */
.qcard__label,
.indic__head,
.referred__head,
.qcard h3{ scroll-margin-top:96px; }

@media (max-width:900px){
  /* The rail is position:static here, so it stacks ABOVE the canvas and must
     not be counted as sticky when measuring the offset. */
  .qcard__label,
  .indic__head,
  .referred__head,
  .qcard h3{ scroll-margin-top:80px; }
}

/* ── Direct Debit bank details capture (offline collection) ────────────────
   Shown on the payment step when Monthly Direct Debit is selected. The
   GoCardless hosted flow is not live, so these fields are on our own page —
   styled to read as a deliberate, secure part of the form rather than an
   afterthought bolted below the payment choice. */
.bank-form{border:1px solid var(--line,#e3e6ec);border-radius:12px;padding:20px;
  background:var(--surface,#fff)}
.bank-form__h{margin:0 0 6px;font-size:16px;font-weight:700}
.bank-form__intro{margin:0 0 16px;font-size:13.5px;line-height:1.55;color:var(--muted,#5b6270)}
.bank-form__grid{display:grid;grid-template-columns:1fr 160px 180px;gap:14px}
@media(max-width:760px){.bank-form__grid{grid-template-columns:1fr}}
.bank-form__grid .field{margin:0}
.bank-form__grid label{display:block;font-size:13px;font-weight:600;margin-bottom:6px}
.bank-form__grid .req{color:var(--green,#0a5f3f)}
.bank-form__err{margin:12px 0 0;font-size:13px;font-weight:600;color:#b3261e}
.bank-form__auth{margin-top:16px;display:flex;gap:10px;align-items:flex-start;
  font-size:13px;line-height:1.5}
.bank-form__sec{margin:14px 0 0;display:flex;gap:7px;align-items:flex-start;
  font-size:12px;line-height:1.5;color:var(--muted,#5b6270)}
.bank-form__sec svg{flex:0 0 auto;margin-top:2px;color:var(--green,#0a5f3f)}
/* A field the customer got wrong is marked, not just described. */
.field-input.is-bad{border-color:#b3261e;background:#fff7f6}

/* TMS-21 — anchored sections (header nav: #cover #who #claims #faq, and the
   active-question scroll) must clear the sticky top nav instead of hiding
   under it. */
section[id],
.qcard[id],
article[id],
#start{ scroll-margin-top:96px; }